Atlanta Chapter 7 Lawyer

DeKalb County Chapter 7 Bankruptcy Attorney

Chapter 7 bankruptcy is a debt liquidation bankruptcy which allows people that are struggling with debt to eliminate or significantly reduce their debts. With a Chapter 7 bankruptcy you can discharge credit card debts, medical bills and most other forms of consumer debt.

With a Chapter 7 bankruptcy, you may be able to:

  • Discharge debt
  • Stop wage garnishment
  • Stop an auto repossession
  • Stop collection of a judgment debt
  • Obtain relief from certain tax debts
  • Gain a fresh start

To speak with an experienced bankruptcy lawyer, contact The Martin Law Group in Atlanta, Georgia. We offer a free consultation to answer your questions about bankruptcy. We handle Chapter 7 bankruptcy cases on behalf of individuals and business owners throughout Atlanta and surrounding areas.

What Debts Are Dischargeable? Will I Lose My Property?

With a Chapter 7 bankruptcy, you may discharge most forms of consumer debt, including credit card debts, medical bills and other unsecured debts. Only a limited number of debts are not dischargeable, including certain tax debts, child support obligations and student loans. Judgments resulting from wrongful conduct like fraud may also be void from discharge for reasons of public policy.

Many people who are considering bankruptcy are concerned that they will lose all of their property. Fortunately, most people are able to save all or substantial portions of their property through bankruptcy exemptions and, if necessary, debt reaffirmation agreements for specific property items. If a Chapter 7 bankruptcy would result in the loss of considerable property, a Chapter 13 bankruptcy may be a preferred option.

Am I Eligible for Chapter 7 Bankruptcy?

In 2005, the U.S. Bankruptcy Code was amended to include a means test which is taken into account when people file for bankruptcy. Unfortunately, many people incorrectly assume that they are no longer eligible for bankruptcy relief.

There is good news. Most of the people who contact our office are eligible for Chapter 7 bankruptcy, and the majority of those who are not eligible for Chapter 7 bankruptcy are eligible for Chapter 13 bankruptcy.

Get Fast Relief to Debt Problems

Many of the people who come to our office who are considering bankruptcy are experiencing significant stress. Some of our clients express that fears over unmanageable debt have impacted their ability to sleep, rest and enjoy life to its fullest.

You do not have to live in fear. The U.S. Bankruptcy Code was created to help people with debt problems get the fresh start they need. The relief provided by bankruptcy is powerful and fast.

The moment we file your bankruptcy petition with a U.S. bankruptcy court, an automatic stay is issued which temporarily halts most creditors from taking any further collection activity against you, including collection calls, wage garnishments, auto repossession and even home foreclosure. The automatic stay buys time for your bankruptcy petition to move forward and for you to obtain the debt relief you need.

Contact an Atlanta Chapter 7 Attorney

Do not spend another day living in fear. Put your debt worries behind you by contacting The Martin Law Group in Atlanta, Georgia. To schedule your free consultation, call 404-975-0578 or contact us by e-mail.